Dental care is essential to overall health, but for many Canadians, the rising costs of routine checkups, cleanings and treatments can make it difficult to maintain a healthy smile. To address this challenge, the Canadian government launched the Canadian Dental Care Plan (CDCP), a new program aimed to make dental care more affordable and accessible to Canadians without private dental insurance.
At North Dental Studio, we welcome patients who use CDCP coverage. If you’re searching for a CDCP dentist in Waterloo, our team is available to help you navigate the process, explain your coverage, and deliver top-notch dental care that meets your dental needs.
Everything you need to know about the CDCP will be discussed in this blog, including who is eligible, what is covered, how to apply, and why picking a nearby CDCP dentist in Waterloo can simplify your process.
What is the Canadian Dental Care Plan (CDCP)?
A federal initiative called the Canadian Dental Care Plan (CDCP) was introduced in 2024 with the goal of improving access to oral healthcare across the country. It provides financial support for essential dental services to eligible Canadians who do not have private insurance and whose household income falls within specific thresholds.
The simple objective of CDCP is to make sure that the expense of preventive and basic dental care does not prohibit more Canadians from basic dental treatments.
For locals of Waterloo, this means you can now access trusted care at clinics like north dental studio, without worrying about paying a lot of money out of pocket.
Who is Eligible for the Canadian Dental Care Plan?
Not everyone in Canada qualifies for CDCP. The government has established clear eligibility requirements to ensure that the program reaches the people who needs it the most.
You can be eligible if:
- You do not have private dental insurance.
- Your family’s adjusted net income is less than 90,000.
- You have a valid SIN and reside in Canada.
- You file an annual tax return with the Canada Revenue Agency (CRA).
Income Breakdown for CDCP Coverage:
- $70,000 or less → You qualify for full coverage with no co-pays.
- $70,000 – $79,999 → You may have a 40% co-pay.
- $80,000 – $89,999 → You may have a 60% co-pay.
- Over $90,000 → Not eligible for CDCP.
For example, CDCP might pay for the entire cost of a $250 filling if your family makes $68,000. However, you may be required to pay 40% ($100) if your income is $75,000, with CDCP covering the remaining amount.
How to Apply for the CDCP
The CDCP application procedure is simple. Here is a detailed guide:
1. Check Your Eligibility
Verify that you meet the insurance and income requirements before applying.
2. Gather Your Documents
You’ll require:
- Social Insurance Number (SIN).
- Date of birth.
- Address.
- Tax information (filed with CRA).
3. Apply Through Service Canada
You can apply online or over the call at the Service Canada helpdesk. You will receive a CDCP welcome package with information about your coverage as soon as your application is accepted.
4. Choose a CDCP Dentist in Waterloo
Choose a clinic like North Dental Studio, where we gladly accept CDCP patients and manage direct billing for your convenience, as not all dentists take part in the program.
What Dental Services Are Covered Under CDCP?
“What does CDCP actually cover?” is one of the most frequent queries that patients ask.
The services covered by the Canadian Dental Care Plan are broken down as follows:
Preventive Services
- Dental exams and checkups
- Professional cleanings (scaling, polishing)
- X-rays
- Fluoride treatments
Basic Restorative Care
- Fillings (for cavities)
- Extractions (tooth removal)
- Root canals (in some cases)
Specialized Care
- Partial and full dentures
- Emergency dental treatments
- Oral surgery (if medically required)
What’s Not Covered?
- Cosmetic procedures (teeth whitening, veneers, bonding for aesthetics)
- Dental implants
- Orthodontics (like Invisalign or braces, unless medically necessary)
👉 At North Dental Studio, we’ll help you understand your CDCP benefits before beginning treatment, so you are aware of what is and is not covered.
Benefits of Choosing a CDCP Dentist in Waterloo
Selecting the right dental clinic makes a big difference in your CDCP experience. Here’s why choosing a CDCP dentist in Waterloo like North Dental Studio is the right choice:
- Local Convenience – Easily accessible for Waterloo residents.
- Direct Billing – No need to pay upfront and wait for reimbursement.
- Trusted Experience – Our team makes sure you get the most out of your coverage by understanding CDCP requirements.
- Comprehensive Care – We offer a variety of CDCP-covered services, ranging from examinations to dentures.
Patient-Centered Approach – We take the time to make you feel comfortable and go over your alternatives.
Why Choose North Dental Studio as Your CDCP Dentist in Waterloo?
At North Dental Studio, we believe everyone should have access to high-quality dental care. Why patients pick us is as follows:
- We accept CDCP patients and make billing simple.
- Experienced dentists who provide compassionate, professional care.
- Modern technology for accurate diagnosis and comfortable treatments.
- Comprehensive services that align with CDCP coverage.
- Friendly team dedicated to making your dental visits stress-free.
Our staff is available to assist you whether you need dentures, a filling, or a checkup.